Latest articles

Digital member shares can modernize cooperative onboarding, capital records, voting and member servicing without weakening legal or prudential controls. This guide explains the operating models, EU regulatory boundaries, technology choices and implementation steps for cooperatives and cooperative banks.

This guide explains how to create an investment platform in Europe with an out-of-the-box solution instead of building every regulatory, operational and technology layer yourself. It compares Lympid with brokerage APIs, tokenisation engines and custom partner stacks, then provides a practical vendor-selection and implementation framework.

Secondary Trading Under ECSPR: What May a Bulletin Board Do? This guide explains why clients may advertise buying or selling interest without the board becoming a multilateral matching or execution system. It covers Article 25, ESMA's disclosure guidance, implementation controls and when MiFID II authorisation may be required.

AML/KYC task allocation in white-label investing requires a clear split between legal accountability, operational execution and oversight. This practical EU guide assigns onboarding, screening, risk, monitoring, reporting and recordkeeping tasks across the regulated principal, brand, platform and specialist vendors.

Cash management and safeguards for tokenized offers require clear account ownership, segregation, reconciliation and controlled release. This EU operating guide explains the regulatory context, account models, treasury controls, risks and implementation steps for issuers and platforms.